Welcome to Wearsidefirst - Credit Union in Sunderland

We are a not-for-profit Financial Service for anyone who lives or works within the boundaries of the City of Sunderland.

We offer many of the services of a bank; however we do not have share or stockholders to pay so we don’t have to make them a profit. Being a mutual organisation means ALL our profits are given back to you, our members.

Enquiry page for further information ...

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Home page | Membership | Debt Advice | Links & Partners | Latest News | Vacancies | Contact Us

How to Find us:

Click the image below to view an aerial photo of our offices in Google maps.

Latest news:

If you would like more information about how we can help you, just click this text link for further information.

Wearside First Credit Union Loans:

A Quick Comparison

26 weeks (6 months) at 26.8% APR Loan Value 25 Weekly Payments Final Payment Total Repayment £100 £4.10 £3.84 £106.34 £300 £12.28 £12.04 £319.04 £500 £20.46 £20.24 £531.74	1 year at 19.6% APR Loan Value 11 Monthly Payments Final Payment Total Repayment £600 £55.01 £54.98 £660.09 £800 £73.35 £73.27 £880.12 £1000 £91.69 £91.56 £1100.15
3 years at 12.7% APR Loan Value 35 Monthly Payments Final Payment Total Repayment £1500 £49.83 £49.46 £1793.51 £3000 £99.65 £99.35 £3587.10 £4500 £149.47 £149.23 £5380.68	We offer peace of mind Our interest rate is FIXED (minimum 12.7% APR maximum 26.8% APR) - so if the bank interest rates change your payments stay exactly the same. The total repayment is kept low as interest is only paid on the reducing loan balance and not on the full amount.

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WHY CHOOSE WEARSIDEFIRST FOR A LOAN?

• Small loans are available (£100 for example)

• Larger loans available - Conditions apply

• Loans available over a wide range of terms to suit your needs (from 1 month to 3 years)

• Each loan is considered on an individual "ability to repay" basis

• Loan rate is fixed

• Interest charged on a reducing balance

• No loan arrangement fee, set up costs or hidden fees

• No penalties if you repay the loan early

• Continue to save whilst repaying your loan early

• Loan protection cover included (in the event of the death of a member, the loan will be repaid in full) Conditions apply.

 

Please visit our Contact Us page for our postal address, phone and fax numbers; and to request an application form.