Regular Savers Account:
Wearside First Credit Union Limited provides convenient and effective savings and loans for anyone who lives or works within the boundaries of the City of Sunderland. Members save regularly and create a pool of money which in turn is used to provide members with low interest loans. After saving regularly you will become eligible to apply to borrow funds at 12.7 - 26.8% APR The Credit Union provides Life Savings Insurance and Loan Protection Insurance at no additional cost* Wearside First Credit Union is registered and authorised by the Financial Services Authority Wearside First Credit Union is registered under the Data Protection Act and will NOT pass on information to other parties.
Wearsidefirst members are protected by the Financial Service Compensation Scheme.
Regular Savers Account
This account is held by all adult members and must maintain a minimum balance of at least £1. Regular savers accounts can be used to save for specific items such as Home Improvements, Weddings, TV’s etc. Tell us your target savings and we will work out a savings plan to help you achieve it.
(Click here for further information)
Christmas and Holiday Savers Accounts
Click here for further information
MAKE PROVISION FOR YOUR NEXT HOLIDAY OR FOR CHRISTMAS BY SAVING WITH YOUR CREDIT UNION
- Save as much or as little as you wish each week or month.
- This can be simply added to your usual Credit Union deposit.
- Withdrawals can be made from your Holiday or Christmas Saver Account at any time, without notice
- Funds can be withdrawn by cheque or paid directly into your Bank or Building Society Account
- All savings deposited are covered by life savings insurance at no additional cost*
- A Holiday or Christmas Saver Account is available in addition to a Regular Saver Account
* conditions apply
Receive an extra 5% when you shop at Argos or Homebase
with an Argos Acard
What is an Argos Acard?
- Acard payment card is issued by your credit union to enable you to shop at Argos and Homebase stores nationwide
- The card holds a monetary value which you can top-up as little or as often as you like
- You choose how much of your credit union savings or loan funds you want to hold on your Acard
- Acard is used to pay for your purchases at Argos stores
- Every time you top-up your card, Argos will add another 5% to the value (e.g. if you put £300 on your card, Argos will add another £15 for your spend)
Benefits of the Argos Acard
- Acard is only available to you as a reward for saving with your credit union
- It allows you to shop in any of the 600 Argos and Homebase stores nationwide, choosing from over 1700 products in the Argos catalogue
- It is safer than carrying cash
- It gives you the convenience of a plastic card without running up expensive debt and, with the Argos 5% bonus, it gives you more spending power
Further information can be provided by contacting Wearsidefirst Head Office.
Exclusive Discounts with CO-OP Holidays Direct
Wearsidefirst members can receive exclusive holiday discounts and special offers from CO-OP Holidays Direct:
- Exclusive discounts on all holidays including late deals
- Best value holidays
- Biggest choice of holidays
- Monthly e-mail newsletter of special offers
- Access to monthly special offers
For further information about CO-OP Holidays Direct visit www.holidays-direct.co.uk